As you review your annual expenses, you may not be thinking about whether your insurance needs have changed. This is an excellent time to make that a priority. During these difficult economic times, it is important to evaluate your financial situation and find different ways to save money. One good place to start is to take a look at your current insurance policy and find ways to maximize your coverage with the best price available. Many families don't realize that there are many discounts available. For instance, you may have a new driver in your household or have a new college student or may be renting a home.

It's important to know that when a child's status changes, most often so do your insurance needs. You may need to add a son or daughter to the insurance policy as a new driver. If you have a teen driver, there are many programs available that can give you significant premium savings and discounts to students with a grade point average of 3.0 and above. If you have a child at college, now is the time to review your homeowner's policy to determine if all of their personal items will be covered if lost or stolen. Or, if you or your college student is renting a home or apartment, renter's insurance is a great option to make sure you are covered.

Get the New Year started out right. Determine if your family insurance needs have changed. Now is a great time to revisit your current insurance policies and more importantly make sure you are covered, no matter what your current family situation. Find out ways that you can save money and maximize your coverage. Call MyGuy today to learn more about the recommended company that have experienced insurance agents to get you the best coverage at the best price.